Being a Better Defensive Driver

Being a better defensive driver can save you a lot of trouble, time, and money.

Here are some tips to help you prevent an accident.

  • Avoid Distractions – While driving, you should always keep your focus on the road.

It may be difficult these days, but it is a must.  That means, don’t text or talk on your cell phone,

Looking through your music files is just as distracting as texting so don’t dot it!

  • Always be scanning the road – You should keep your eyes moving while scanning for potential dangers.  Look for cars at intersections, driveways and approaching from behind.

Defensive driver

Notice your surroundings, they can change at any second.  Anticipate these potential accidents and you may be able to avoid a collision and the resulting serious injury.

  • Watch for changing weather – Controlling your car in these situations is more difficult.

When it first rains, the road is extremely slippery due to a residue of oil coming out of vehicle’s exhaust

That is deposited on the road. After a heavy rainfall this dissipates, but that first 30 minutes can be very hazardous.

Drive slower, accelerate slower to avoid skidding, and increase your distance from the cars around you..

  • Keeping your vehicle properly maintained is also very important – A safely maintained vehicle is important if you do all you can to avoid a serious injury accident. Make sure you tires are properly inflated, and all of your fluids are at the right levels.

Your turn signals should be checked and of course used every time you need to change lanes.

Wearing your seatbelt is not only the law but statistics always show it is a way to avoid serious injury.

  • Don’t drive aggressively – One thing that you can do to avoid car accidents is yielding to other vehicles, whether you have

The right of way or not, if the other person is not paying attention, you pay extra attention to avoid a collision.

You might have to put your ego aside, but it will be worth it in the end.  Don’t be in a hurry, budget extra time to get to your destination.

Tailgating another car is a sure way to get into an accident.  If they are going too slow, wait until it is safe and clear to change lanes, and then, proceed to pass.

We guarantee getting into an accident will ruin your day.  Driving defensively will help you avoid them.

Hurt in an accident? The professional attorneys at Phillips & Lyon can help.

There are no fees for us to review your case. Please complete the form on the right and we will contact you to discuss your case further. Contact us today!

Uninsured Motorist Coverage

Uninsured Motorist CoverageAccording to the Insurance Research Council, one in seven drivers in the United States is uninsured.

At Phillips and Lyon, we are unable to handle a case unless there is either liability or uninsured motorist coverage. If an uninsured driver causes you injury or property damage, your recourse will be to sue them personally in order to recover your expenses.

Good luck with that! A much better option is to purchase along with your mandatory liability coverage, uninsured motorist (UM) protection.

In the event of an accident involving an uninsured automobile, this coverage will cover you, your passengers and anyone in your household that is a blood relative for:

Medical expenses, pain and suffering, emotional distress and lost wages.

It does not cover the damage to your automobile. Collision coverage would be required in order to reimburse you for damage to your car. Uninsured motorist coverage will also cover you if you are involved in a hit and run accident or whenever the at-fault driver is unknown.

This coverage can also protect you outside your car. If an uninsured motorist strikes you while walking down the street or riding your bike, you will be covered as long as you can prove the uninsured motorist was at fault.

While purchasing UM, you will need to decide how much to buy. Under Arizona law, your insurance company must offer you an amount no less than your liability limits.

The limits start at $15,000.00 coverage per person and can exceed $1,000,000.00 given the high cost of medical care, the minimum is rarely adequate to cover a major injury.

Compared to the cost of liability insurance, UM is much less expensive.

Having uninsured motorist coverage is definitely worth the extra price and may prevent you from having to pay thousands of dollars in medical expenses for an accident that was not your fault.

Watch for next week’s Phillips and Lyon blog when we talk about Under-insured motorist protection.

What to Do After a Traffic Accident

First Steps After an Auto Accident

Getting into a car accident can be scary and confusing. After the accident, it helps to know what needs to be done to ensure your safety. Here are some steps to help you out.

Car CrashDon’t leave the scene

Do not ever leave the scene of an accident. If you do, you could face criminal charges for a hit-and-run.

Make sure that all the people involved are OK

Check yourself, and you passengers out. You may be hurt and not even know due to shock or high amounts of adrenaline after a crash. Get medical attention for anyone who may need it. If you or your passengers do need medical attention for serious injuries, do not move. Moving could injury you even worse. Stay put until medical professionals arrive. You should only move your car if there is a fire hazard, or if you are in harms way, such as being in the middle of a busy freeway or intersection.

Call the Police

If there is serious injury, property damage, or death, call the police immediately. The law requires that you file a police report if there is a serious injury. If it is a minor accident, calling the police is not necessary, but might be a good idea anyway. Obtain a police report from the commanding officer at the scene. Get the officers name and badge number to follow up after the accident.

Exchange information with other party

Exchange your information with the other party involved in the accident. Get the names, numbers, addresses, license plate number, driver’s license information, and basic insurance information from the other party. If there are passengers, get their information as well. Be polite when obtaining information.

Never say that you are sorry. Saying you are sorry is like admitting guilt and can be used against you later in the proceedings, even if the accident was in no way your fault.


Talk to anyone willing who witnessed the accident. Get their name, address, and phone number. A witness testimony can come in handy later on in the case.

Take Pictures

Take as many photographs as you can of your vehicle, the other vehicle, and all of the surroundings. Take pictures of debris on the road, or any debris that came off of your car or the other car. Take pictures of the road signs, the traffic lights, the road conditions, tire marks, and any injuries that may have occurred. If you happen to have a picture of you car before the accident, it would come in handy to compare and contrast damages before and after the accident.

Hire an Attorney

It would be wise to hire an attorney if there are serious damages or injuries. It is not necessary, and not against the law to represent yourself if need be, but having professional help is never a bad thing. An experienced attorney can get you the most out of your case while protecting you.

Many attorneys work of a percentage basis, meaning they don’t get paid unless you do. If you have been the victim of an accident, call Phillips and Lyon for a free consultation.

Phillips and Lyon have been in business for over 30 years and have the experience to handle your case. At many other firms, you may be pawned off to a staff attorney. If you choose to work with Phillips and Lyon, your case will be personal handled by either Greg Lyon or Gary Phillips.

When you hire the Phillips and Lyon firm, you really do hire Phillips and Lyon. Contact us today!


The Dangers of Walking & Texting

We all know that texting while driving can lead to serious accidents, but most of us never think about texting and walking. Distracted walking accidents are now on the rise.

This is partly due to what people are calling “Petextrians” or people who walk and text.

According to Ohio State University researchers, using data from National Electronic Injury Surveillance System, from 2005 to 2010, the number of cell phone related walking injuries more than doubled, even though pedestrian injuries were falling.

The number of accidents due to texting and walking are thought to be higher than reported due to the fact that people are too embarrassed to admit how they got injured. Additionally, a lot of people will not report their injuries due to them not being extreme or life threatening.

distracted-walkingResearch shows that people who text while walking are putting themselves in danger. They are forgetting about the basic rules of things like crossing the street.

They forget to look both ways, make sure they have a signal to walk, and take longer to get across the street.

People have also stepped straight into traffic while being distracted by texting.

It’s not just a problem while crossing the street. People have been injured by running into walls and light posts, falling down stairs, or tripping over debris that they did not notice.

Talking on the phone is one thing, but when you are texting, you are not looking in front of you. The damage is not just caused to the person doing the texting; it also has an effect on the people around them.

People who are texting and walking are knocking over others and causing them harm as well.

People are now obtaining smartphones at younger ages and are growing up with their heads buried in the phones. Researches expect the number of injuries to rise in the next couple of years.

Smartphone etiquette is something that needs to put into place in our future society.

Parents are going to need to teach their children when, and when not to use their cell phones. If not, the problem will grow and grow fast.

When you’re out for a walk, please be careful of your surroundings and the well being of others. Don’t be another statistic, be another solution.

At Phillips & Lyon, our accomplished lawyers represent clients seeking full and fair compensation for all types of accidents and personal injuries. Contact our offices to receive a free initial consultation or fill out our case evaluation form.

Defective Product Injuries

Paul Walker’s daughter, Meadow Walker has filed a lawsuit against Porsche claiming that defects in the manufacturing of the Porsche Carrera GT caused Paul Walker’s death. The lawsuit claims that the car did not have an electronic stability control system, which helps the driver maintain control in extreme conditions.

The suit also claims that the car had inadequate side door reinforcement bars, a faulty fuel line, and a flawed seat belt system.

“This snapped Walker’s torso back with thousands of pounds of force, breaking his ribs and pelvis, flattening his seat and trapping him in a supine position,” the lawsuit states. “If these defects were not present in the car, Walker would be alive today.”

Chain BreakingThese defects would fall under “Product Liability law,” which causes thousands of injuries every year in the U.S. It use to be that the injured party would have had to purchase the defective product to be able to file a suit against the manufacturer. This is no longer true; the injured party does not have to be the purchaser of the product.

In Walker’s case, he was the passenger of his friend’s car, but a suit could be filed due to his death while riding in the vehicle with defects.

Liability for a defective product could lie with any party in the products distribution.

For example:

  • The manufacturer
  • The manufacturer of the components
  • The assemblers or installers of such components
  • The wholesaler
  • The retailer or seller of the product

Second hand or used sales do not apply.

The list of defects could include design defects, manufacturing defects, or marketing defects. Design defects take place from the beginning, before the product is manufactured.

Manufacturing defects take place during assembly. Marketing defects take place when the product has improper labeling, insufficient instructions, or lack of safety warnings.

There are wide ranges of products that can be defective in your automobile. Including defective airbags, tires, suspension, seat belts, and computer systems just to name a few.

The construction of the car can come into play as well.

Was the structure of the car properly built? Did the structure of the car have enough reinforcement to handle a roll over accident, or side impact accident?

All of these matters will come into play when dealing with an accident or wrongful death lawsuit.

Hiring an attorney that has experience in with these types of accidents is very important. At Phillips and Lyon, you will find the experience that is needed to handle you accident case under any circumstance.

When you hire Phillips and Lyon, you really do hire Phillips and Lyon. Contact us today!