When the driver that caused your car crash injury had no insurance, you may find yourself filing a claim with your own insurance carrier to get the compensation you need to cover medical bills and other damages. Phillips and Lyon can help.
Many consumers are afraid their insurance premium will go up or their policy will be cancelled if they submit a claim with their insurance company for the full uninsured motorist coverage they deserve. Don't worry, the attorneys of Phillips and Lyon and the Arizona insurance laws are on your side to protect you.
If you were hurt in a hit and run accident or any car crash caused by an uninsured motorist, a respected lawyer at Phillips and Lyon is here to look out for your interests and fight for the full compensation you are entitled to. Contact us today to receive a free case evaluation.
Why call an attorney in an uninsured motorist car crash?
Do not make the mistake of assuming your insurance company is on your side in an uninsured motorist car crash. They are in the business of making a profit, and one of the ways they do this is to avoid paying reasonable compensation on claims whenever possible. Always contact an attorney before signing any release documents.
Without the help of an experienced lawyer, many uninsured motorist accident victims find their claims denied or only partially paid.
In uninsured motorist claims, your insurance company is an adverse party and can do things another company could not do, such as take a recorded statement from you. They can also try to force you to see their own doctor or control the level of care you receive.
The team at Phillips and Lyon can protect your right of fair compensation against insurance company manipulation and bad faith practices. Contact us to receive the sound legal advice and dedicated representation you need. We have offices in Phoenix and seven other convenient Arizona locations.
What is an underinsured motorist claim?
Underinsured motorists are drivers who have some liability insurance (often the $15,000 minimum per person mandated by Arizona law) but not enough coverage to pay for the damages they caused in a serious car crash.
You are entitled to make a claim for the shortfall under your underinsured motorist coverage, and an attorney at Phillips and Lyon can help you obtain a fair settlement.
In addition, many times the driver and owner may be different people and failure to completely exhaust all applicable liability insurance could adversely affect your ability to make an underinsured claim.